The six billion dollar question that faces health insurance in India currently is – Will Health Insurance exist in 2025? If so, in what form?

There are a few critical forces at play which will shape health insurance in the next decade. The first is that healthcare delivery will continue to be dominated by the private sector in terms of value of care consumed. The second is that the government’s role as payor will grow – and this role will be two pronged – controlling healthcare prices as well as funding health through insurance. The third is that the consumer will demand digital convenience.  Fourth, health insurance has started to attract capital – there have been 3 new entrants in the last 12 months. Building a business which delivers value in light of these will require nimble footedness and it will require making tradeoffs. The FICCI Health Insurance Conference aims to explore these trade-offs..



Mr. T S Vijayan

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